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CPT 98981
Description, Billing Rules, and Use Cases

CPT 98981 is used to report each additional 20 minutes of treatment management provided under a Remote Therapeutic Monitoring (RTM) program. This code must be billed in conjunction with CPT 98980, and it applies only when the provider exceeds the initial 20-minute threshold in a single calendar month while continuing to engage in live communication and therapy oversight.

What is CPT Code 98981?

CPT Code 98981 is an add-on billing code for remote therapeutic monitoring treatment management services. It is reported when a physician or qualified healthcare professional (QHP) performs an additional 20 minutes of treatment management activities in the same month as a previously billed CPT 98980 service.

To bill CPT 98981:

  • The provider must already have met the requirements for CPT 98980

  • An additional 20-minute block of provider time must be reached

  • There must be at least one interactive communication with the patient or caregiver during the total management time

  • Services must be performed personally by a physician or QHP

 

This code supports ongoing RTM management across musculoskeletal, respiratory, or therapy adherence domains and ensures providers can be reimbursed for extended time spent reviewing data, modifying care plans, or providing coaching and coordination beyond the initial time block.

CPT 98981 Billing Requirements and Eligibility

CPT 98981 is used to report an additional 20 minutes of provider-performed treatment management under a Remote Therapeutic Monitoring (RTM) program. It is a time-based add-on code that must be used together with CPT 98980, and it only applies once the initial 20-minute threshold has been exceeded in a single calendar month.

This code reflects extended clinical involvement in managing a patient's RTM plan, such as monitoring adherence, reviewing therapeutic response, and communicating with the patient to guide care.

Patient Eligibility Criteria

To be eligible for services billed under CPT 98981, the patient must:

  • Be actively enrolled in a Remote Therapeutic Monitoring (RTM) program

  • Have a qualifying condition that requires continued oversight through RTM

  • Use a device that meets the FDA definition of a medical device for therapeutic monitoring

  • Receive ongoing treatment management services from a physician or qualified healthcare professional (QHP)

Device and Setup Requirements

While CPT 98981 does not cover device setup or supply, it requires that:

  • An RTM device is already in place and generating data during the billing month

  • The device is assigned specifically to the patient and used to monitor:

    • Musculoskeletal function

    • Respiratory status

    • Therapy adherence

  • The provider has access to the transmitted data and is actively using it to make care decisions

Billing Frequency and Time Requirements

CPT 98981:

  • Can only be billed after CPT 98980 has been reported for the same calendar month

  • Represents each additional 20-minute block of treatment management time

  • Requires that total provider time during the month exceeds 20 minutes in 20-minute increments

  • Must include at least one interactive communication with the patient or caregiver (live phone, video, or secure platform)

 

If total time spent is only between 1–20 minutes, only CPT 98980 may be reported. Time beyond the first 20 minutes must be documented clearly to support CPT 98981.

Who Can Bill CPT 98981

CPT 98981 may be billed by:

  • Physicians

  • Nurse Practitioners (NPs)

  • Physician Assistants (PAs)

  • Other Qualified Healthcare Professionals (QHPs)

 

It cannot be billed by clinical staff under general supervision. Time must reflect direct provider effort in delivering RTM treatment management services.

CPT 98981 Billing Documentation Checklist

To support compliant billing of CPT 98981, the following must be documented in the patient’s chart:

  • A valid RTM order from a physician or QHP

  • Confirmation that CPT 98980 has already been reported for the same calendar month

  • Description of the RTM device(s) in use:

    • FDA-defined as a medical device

    • Assigned specifically to the patient

    • Used for monitoring musculoskeletal, respiratory, or therapy adherence data

  • Evidence that the provider completed an additional 20 minutes of treatment management time:

    • Reviewing and interpreting patient-generated data

    • Making or documenting changes to the treatment plan

    • Coordinating care with other clinicians

  • A log of cumulative time tracked for RTM management:

    • Start/stop times or itemized time blocks

    • Time must clearly exceed the first 20-minute threshold reported under CPT 98980

  • Documentation of at least one interactive communication with the patient or caregiver:

    • Date and method of communication (e.g., phone call, video visit)

    • Summary of the discussion or patient coaching

  • Provider credentials and signature:

    • Must be a physician or QHP

    • Clinical staff activity may not be counted toward this time

  • Confirmation that no conflicting time-based management codes were billed in the same calendar month:

    • Excludes 99091, 99457, 99458, 99473, 99474, and 93264

  • Clinical justification for continued treatment management:

    • Ongoing RTM data review and therapeutic oversight

    • Response to symptom changes, adherence concerns, or device data trends

CPT 98981 Time Thresholds and Code Combinations

CPT 98981 is used to report each additional 20 minutes of RTM treatment management after the initial time block reported under CPT 98980. Providers must meet specific documentation, time, and sequencing requirements for the code to be billable.

Table showing billing logic for CPT 98981 based on monthly treatment management time, provider role, and code sequencing with CPT 98980.

Important to Note:

CPT 98981 may be billed only when all of the following are true:

  • CPT 98980 has already been reported for the same calendar month

  • An additional full 20-minute block of provider time has occurred

  • The treatment management time includes at least one interactive communication

  • Time is tracked and documented clearly in the medical record

  • The billing provider is a physician or qualified healthcare professional (QHP)

  • No conflicting time-based management codes have been billed in the same period

When to Use CPT 98981:
Common Scenarios and Use Cases

CPT 98981 is used when a provider or qualified healthcare professional delivers extended treatment management services as part of a Remote Therapeutic Monitoring (RTM) program. It reflects the second 20-minute block and beyond of clinical work and must be billed together with CPT 98980.

Here are examples of how CPT 98981 is used in practice:

  • Extended Rehab Oversight for Post-Surgical Patient
    An orthopedic physician:

    • Reviews 5 weeks of motion tracking from a wearable RTM device

    • Logs 45 minutes total reviewing trends and discussing next steps with the patient

    • Adjusts the rehab plan and documents goals for the next month
      Billing: 98980 + 98981 (total 40–59 minutes of RTM management)

  • Continued Therapy Adherence Coaching for COPD
    A pulmonology NP:

    • Spends 60 minutes over the month reviewing device alerts, educating the patient on inhaler use, and coordinating with pharmacy

    • Tracks all activity in the EHR and confirms one phone check-in

    • Updates treatment plan based on symptom patterns
      Billing: 98980 + 98981 x2 (for 60–79 minutes of management)

  • Longitudinal RTM Monitoring for Back Pain
    A pain management provider:

    • Spends time reviewing data from a digital posture and mobility tracker

    • Logs 25 minutes of management activities after the initial 20-minute threshold

    • Conducts a second interactive call to reinforce exercise compliance
      Billing: 98980 + 98981 (to reflect 45 minutes of provider-led RTM care)

  • Collaborative RTM Oversight for Behavioral Therapy
    A primary care provider:

    • Supports a patient enrolled in a digital CBT program with RTM feedback

    • Tracks total monthly provider time at 41 minutes, including follow-up messaging and coordination with behavioral health

    • Conducts one documented live video session
      Billing: 98980 + 98981 (due to total time exceeding 40 minutes)

Common CPT 98981 Billing Mistakes
(and How to Avoid Them)

CPT 98981 is a time-based add-on code, and billing it improperly can result in denials or audit exposure. Below are common billing errors to avoid:

  • ❌ Billing 98981 Without 98980
    CPT 98981 cannot be billed as a standalone code. It must be paired with CPT 98980 in the same calendar month.

  • ❌ Underestimating the 40-Minute Threshold
    This code only applies once the total RTM treatment management time exceeds 40 minutes. If provider time totals 39 minutes or less, 98980 only should be reported.

  • ❌ No Interactive Communication Logged
    At least one interactive communication must occur between the provider and patient or caregiver during the billing period. This applies to both 98980 and any 98981 codes.​​

  • ❌ Time Performed by Staff Is Included
    Only time personally spent by a physician or QHP can be counted. Time from nurses, MAs, or support staff should be excluded from 98981 calculations.

  • ❌ Missing or Incomplete Time Tracking
    CPT 98981 requires accurate time documentation. Cumulative logs, start/stop time records, or structured EHR entries are needed to show the additional 20-minute block was met.

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